Dealing with damage to your home is already stressful, and understanding insurance coverage can add to the confusion. Here’s what you need to know about insurance claims for water, fire, and mold damage:
- Water Damage: Most homeowners’ insurance policies cover water damage due to storms, burst pipes, and other sudden events. However, damage caused by gradual leaks or neglect may not be covered.
- Fire Damage: Fires are typically covered under standard homeowners’ insurance, but some items (like specific valuables) may require additional coverage.
- Mold Damage: Mold coverage varies greatly by policy. Some plans cover mold removal if it’s caused by a covered event (like a water leak), while others may exclude mold damage altogether.
At Prime Recover, we work closely with your insurance adjuster to ensure your claim is processed smoothly. Our team can guide you through the paperwork and help maximize your coverage.
