The costs of water, fire, or mold restoration can vary widely depending on the severity of the damage, the size of your home, and the materials affected. While the price of repairs can be daunting, many homeowners find that their insurance policies help offset a significant portion of these costs.
At Prime Recover, we work closely with your insurance provider to help you understand what’s covered under your policy. For example, water damage caused by a burst pipe is typically covered by most homeowners’ insurance policies, but damage from gradual leaks might not be. Fire damage is generally covered under a standard homeowners’ policy, though some valuable items might require separate coverage. Mold damage coverage is more complex; some policies cover mold remediation if it results from a covered event like a burst pipe, but they may exclude coverage for mold that grows as a result of long-term neglect.
One way to minimize your out-of-pocket costs is to ensure that your insurance company gets all the documentation they need. We take detailed notes, photos, and videos throughout the remediation process to support your claim. Our team is also experienced in working with insurance adjusters to make sure you receive the maximum coverage for repairs.
While we can’t control insurance coverage, we can help you navigate the process smoothly. By explaining your options clearly and offering guidance on the next steps, Prime Recover ensures that financial stress doesn’t add to the already overwhelming task of home restoration.
